{"id":3521,"date":"2022-04-08T05:58:45","date_gmt":"2022-04-08T13:58:45","guid":{"rendered":"https:\/\/medicarefacil.com\/?page_id=3521"},"modified":"2025-09-20T15:29:55","modified_gmt":"2025-09-20T23:29:55","slug":"the-parts-of-medicare","status":"publish","type":"page","link":"https:\/\/medicarefacil.com\/en\/the-parts-of-medicare\/","title":{"rendered":"The parts of Medicare"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Hero Section&#8221; _builder_version=&#8221;4.17.0&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;130deg&#8221; background_color_gradient_stops=&#8221;#243877 0%|rgba(36,56,119,0) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/medicarefacil.com\/wp-content\/uploads\/2022\/04\/medicare-101.jpg&#8221; custom_padding=&#8221;|||&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_fullwidth_header title=&#8221;EASY MEDICARE&#8221; subhead=&#8221;The parts of Medicare&#8221; content_max_width=&#8221;900px&#8221; _builder_version=&#8221;4.17.4&#8243; title_font=&#8221;|||on|||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.8em&#8221; content_font=&#8221;||||||||&#8221; subhead_font=&#8221;|700|||||||&#8221; subhead_font_size=&#8221;57px&#8221; subhead_line_height=&#8221;1.4em&#8221; background_enable_color=&#8221;off&#8221; custom_button_one=&#8221;on&#8221; button_one_text_size=&#8221;14px&#8221; button_one_bg_color=&#8221;#29cb8b&#8221; button_one_border_width=&#8221;12px&#8221; button_one_border_color=&#8221;#29cb8b&#8221; 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button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;2px&#8221; button_two_letter_spacing__hover_enabled=&#8221;on&#8221; button_two_letter_spacing__hover=&#8221;2px&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||50px||false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px|&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;27px|0px|27px|0px|false|false&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; custom_width_percent=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.17.0&#8243; text_font=&#8221;|800|||||||&#8221; text_font_size=&#8221;20vw&#8221; text_line_height=&#8221;0.8em&#8221; header_font=&#8221;||||||||&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;-15vw|||-2%&#8221; custom_margin_tablet=&#8221;-19vw|||&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;5%&#8221; animation_starting_opacity=&#8221;100%&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>ABCD<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;off|desktop&#8221; admin_label=&#8221;Simple Steps Section&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#edf1f4&#8243; max_width=&#8221;96%&#8221; module_alignment=&#8221;right&#8221; custom_margin=&#8221;||100px|&#8221; custom_padding=&#8221;8vw||0||false|false&#8221; custom_padding_tablet=&#8221;||120px|&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16.1&#8243; custom_padding=&#8221;|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_video src=&#8221;https:\/\/youtu.be\/MlNw4LovNjE&#8221; _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][et_pb_text _builder_version=&#8221;4.17.0&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_font_size=&#8221;56px&#8221; header_2_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px|&#8221; header_2_font_size_tablet=&#8221;36px&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>The A, B, C and D of Medicare<\/h2>\n<p>[\/et_pb_text][et_pb_divider divider_weight=&#8221;3px&#8221; _builder_version=&#8221;4.16.1&#8243; max_width=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.0&#8243; text_font=&#8221;Poppins||||||||&#8221; text_line_height=&#8221;1.8em&#8221; global_colors_info=&#8221;{}&#8221;]Insurance Reading time: 3 min[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.16.1&#8243; custom_margin=&#8221;||40px||false|false&#8221; custom_margin_tablet=&#8221;0px||0px||false&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;rgba(0,0,0,0.12)&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#E2E2E2&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>Part A (Hospital Insurance):<\/h3>\n<p>Helps cover inpatient hospital care, skilled nursing facility care, hospice care, and home health care.<\/p>\n<h3>Part B (Medical Insurance):<\/h3>\n<p>Helps cover:<\/p>\n<ul>\n<li>Services of physicians and other health care providers<\/li>\n<li>Ambulatory care<\/li>\n<li>home health care<\/li>\n<li>Durable medical equipment (such as wheelchairs, walkers, hospital beds, and other equipment)<\/li>\n<li>Many preventive services (such as screenings, shots or vaccinations, and annual &#8220;wellness&#8221; visits)<\/li>\n<\/ul>\n<h3>Part D (drug coverage):<\/h3>\n<p style=\"text-align: justify;\">Helps cover the cost of prescription drugs (including many recommended shots or vaccinations). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare. Even if you are not currently taking prescription medications, consider obtaining Medicare drug coverage to avoid paying a late enrollment penalty if you enroll in a plan later.<\/p>\n<p>For more information, visit the website:<\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.medicare.gov\/health-drug-plans\/part-d\">https:\/\/www.medicare.gov\/health-drug-plans\/part-d<\/a><\/p>\n<p data-start=\"72\" data-end=\"108\"><strong data-start=\"72\" data-end=\"106\">Part D Late Enrollment Penalty<\/strong><\/p>\n<p data-start=\"110\" data-end=\"169\">In general, you will not have to pay a Part D penalty if:<\/p>\n<ul data-start=\"171\" data-end=\"304\">\n<li data-start=\"171\" data-end=\"260\">\n<p data-start=\"173\" data-end=\"260\">You have creditable drug coverage (coverage that is of equal value to Part D), <strong data-start=\"252\" data-end=\"258\">OR<\/strong><\/p>\n<\/li>\n<li data-start=\"261\" data-end=\"304\">\n<p data-start=\"263\" data-end=\"304\">You qualify for the Extra Help program.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"306\" data-end=\"400\">You will be required to pay an additional 1% for each month (equivalent to 12% per year) if:<\/p>\n<ul data-start=\"402\" data-end=\"555\">\n<li data-start=\"402\" data-end=\"492\">\n<p data-start=\"404\" data-end=\"492\">You do not enroll in a Medicare drug plan when you first become eligible for Medicare.<\/p>\n<\/li>\n<li data-start=\"493\" data-end=\"555\">\n<p data-start=\"495\" data-end=\"555\">You go 63 days or longer without creditable drug coverage.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"557\" data-end=\"641\">In addition, you may be required to pay a higher premium depending on your income.<\/p>\n<p data-start=\"643\" data-end=\"781\">Once you enroll in a Medicare drug plan, the plan will inform you if you must pay a penalty and what the amount of your premium will be.<\/p>\n<p data-start=\"783\" data-end=\"820\">For more information, please visit:<\/p>\n<p data-start=\"822\" data-end=\"964\"><a data-start=\"822\" data-end=\"962\" rel=\"noopener\" target=\"_new\" class=\"decorated-link\" href=\"https:\/\/www.medicare.gov\/basics\/costs\/medicare-costs\/avoid-penalties\">https:\/\/www.medicare.gov\/basics\/costs\/medicare-costs\/avoid-penalties<\/a><\/p>\n<h3>Medicare Supplement Insurance (Medigap):<\/h3>\n<p style=\"text-align: justify;\">Additional insurance that you can buy from a private company that helps pay your share of the costs in Original Medicare. Policies are standardized and, in most states, are named with letters, such as Plan G or Plan K. The benefits in each lettered plan are the same, no matter which insurance company sells it.<\/p>\n<h3>Your Medicare Options<\/h3>\n<p style=\"text-align: justify;\">When you first sign up for Medicare and during certain times of the year, you can choose how to get your Medicare coverage. There are 2 main ways:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;off|10px|||10px&#8221; border_width_all=&#8221;2px&#8221; border_radii_tablet=&#8221;off|10px|||10px&#8221; border_radii_phone=&#8221;off|10px|10px||0px&#8221; border_radii_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#243877&#8243; header_2_line_height=&#8221;1.7em&#8221; border_color_all=&#8221;#243877&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Original Medicare<\/h2>\n<ul>\n<li>Original Medicare includes Part A and Part B.<\/li>\n<li>You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).<\/li>\n<li>You can use any doctor or hospital that accepts Medicare, anywhere in the US.<\/li>\n<li>To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also buy supplemental coverage, like Medicare Supplement Insurance (Medigap), or get coverage from a former employer or union, or Medicaid.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;off||10px|10px|&#8221; border_width_all=&#8221;2px&#8221; border_radii_tablet=&#8221;off||10px|10px|&#8221; border_radii_phone=&#8221;off||0px||10px&#8221; border_radii_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#243877&#8243; header_2_line_height=&#8221;1.7em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Medicare Advantage (also known as Part C)<\/h2>\n<ul>\n<li>Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These &#8220;bundled&#8221; plans include Part A, Part B, and usually Part D.<\/li>\n<li>In most cases, you must use doctors who are in the plan&#8217;s network.<\/li>\n<li>Plans may have lower out-of-pocket costs than Original Medicare.<\/li>\n<li>Plans may offer some extra benefits that Original Medicare doesn&#8217;t cover, like dental, vision, and hearing services.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;5%|||&#8221; custom_padding=&#8221;0|0px||0px|false|false&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; custom_width_percent=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.17.0&#8243; text_font=&#8221;|800|||||||&#8221; text_font_size=&#8221;22vw&#8221; text_line_height=&#8221;0.8em&#8221; header_font=&#8221;||||||||&#8221; text_orientation=&#8221;right&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||-5.5vw|&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||-8vw|&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;10%&#8221; animation_starting_opacity=&#8221;100%&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>101<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABCDThe A, B, C and D of MedicareInsurance Reading time: 3 minPart A (Hospital Insurance): Helps cover inpatient hospital care, skilled nursing facility care, hospice care, and home health care. Part B (Medical Insurance): Helps cover: Services of physicians and other health care providers Ambulatory care home health care Durable medical equipment (such as wheelchairs, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-3521","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/pages\/3521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/comments?post=3521"}],"version-history":[{"count":15,"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/pages\/3521\/revisions"}],"predecessor-version":[{"id":5494,"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/pages\/3521\/revisions\/5494"}],"wp:attachment":[{"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/media?parent=3521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}