{"id":5534,"date":"2026-04-23T18:18:36","date_gmt":"2026-04-24T02:18:36","guid":{"rendered":"https:\/\/medicarefacil.com\/?page_id=5534"},"modified":"2026-04-23T18:18:36","modified_gmt":"2026-04-24T02:18:36","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/medicarefacil.com\/en\/terms-of-service\/","title":{"rendered":"Terms Of Service"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Hero Section&#8221; _builder_version=&#8221;4.17.3&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;130deg&#8221; background_color_gradient_stops=&#8221;#243877 0%|rgba(36,56,119,0) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/medicarefacil.com\/wp-content\/uploads\/2022\/04\/supplements.jpg&#8221; custom_padding=&#8221;|||&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; 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button_one_letter_spacing=&#8221;2px&#8221; button_one_font=&#8221;Poppins|600||on|||||&#8221; button_one_icon=&#8221;&#x24;||divi||400&#8243; custom_button_two=&#8221;on&#8221; button_two_text_size=&#8221;14px&#8221; button_two_text_color=&#8221;#29cb8b&#8221; button_two_bg_color=&#8221;#ffffff&#8221; button_two_border_width=&#8221;12px&#8221; button_two_border_color=&#8221;#ffffff&#8221; button_two_letter_spacing=&#8221;2px&#8221; button_two_font=&#8221;Poppins|600||on|||||&#8221; button_two_icon=&#8221;&#x24;||divi||400&#8243; custom_padding=&#8221;80px||18vw|&#8221; hover_enabled=&#8221;0&#8243; content_font_size_last_edited=&#8221;off|desktop&#8221; subhead_font_size_tablet=&#8221;40px&#8221; subhead_font_size_phone=&#8221;30px&#8221; subhead_font_size_last_edited=&#8221;on|phone&#8221; button_one_letter_spacing_hover=&#8221;2px&#8221; button_two_letter_spacing_hover=&#8221;2px&#8221; global_colors_info=&#8221;{}&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;2px&#8221; button_two_letter_spacing__hover_enabled=&#8221;on&#8221; button_two_letter_spacing__hover=&#8221;2px&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||50px||false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px|&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;27px|0px|27px|0px|false|false&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; custom_width_percent=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|800|||||||&#8221; text_font_size=&#8221;15vw&#8221; text_line_height=&#8221;0.8em&#8221; header_font=&#8221;||||||||&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;-10vw|||-2%|false|false&#8221; custom_margin_tablet=&#8221;-19vw|||&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;5%&#8221; animation_starting_opacity=&#8221;100%&#8221; hover_enabled=&#8221;0&#8243; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>TOS<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;off|desktop&#8221; admin_label=&#8221;Simple Steps Section&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#edf1f4&#8243; max_width=&#8221;96%&#8221; module_alignment=&#8221;right&#8221; custom_margin=&#8221;||100px|&#8221; custom_padding=&#8221;8vw||0||false|false&#8221; custom_padding_tablet=&#8221;||120px|&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.16.1&#8243; custom_margin=&#8221;||40px||false|false&#8221; custom_margin_tablet=&#8221;0px||0px||false&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;rgba(0,0,0,0.12)&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#E2E2E2&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; header_3_line_height=&#8221;1.4em&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h1><span class=\"s1\"><b>Terms of Service (TOS)<\/b><\/span><\/h1>\n<p class=\"p2\"><b>Effective Date:<\/b><span class=\"s2\"> June 5th, 2023.<\/span><\/p>\n<p class=\"p3\">Welcome to Medicare Facil (\u201cCompany,\u201d \u201cwe,\u201d \u201cour,\u201d or \u201cus\u201d). These Terms of Service (\u201cTerms\u201d) govern your access to and use of our website, services, and communications.<\/p>\n<p class=\"p4\">By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our services.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>1. About Medicare Facil<\/b><\/span><\/h2>\n<p class=\"p3\">Medicare F\u00e1cil is an independent health insurance agency that provides guidance and information regarding Medicare plans and related insurance products. We are not affiliated with the U.S. Government or the Federal Medicare Program.<\/p>\n<p class=\"p4\">We represent multiple insurance carriers and provide information limited to the plans we offer in your area.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>2. Eligibility<\/b><\/span><\/h2>\n<p class=\"p5\">By using this website, you confirm that:<\/p>\n<ul>\n<li>You are at least 18 years of age<\/li>\n<li>You are legally capable of entering into a binding agreement<\/li>\n<li>You are using the website for lawful purposes only<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"s1\"><b>3. Services Provided<\/b><\/span><\/h2>\n<p class=\"p5\">Medicare F\u00e1cil offers:<\/p>\n<ul>\n<li>Information about Medicare plans (Parts A, B, C, and D)<\/li>\n<li>Medicare Supplement (Medigap) guidance<\/li>\n<li>Medicare Advantage plan assistance<\/li>\n<li>Prescription drug plan information<\/li>\n<li>Additional insurance options such as dental, vision, life, and travel insurance<\/li>\n<\/ul>\n<p class=\"p4\">All services are informational and consultative in nature and may involve communication with licensed insurance agents.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>4. No Government Affiliation<\/b><\/span><\/h2>\n<p class=\"p3\">Medicare F\u00e1cil is <span class=\"s1\"><b>not affiliated with, endorsed by, or connected to Medicare or any government agency<\/b><\/span>.<\/p>\n<p class=\"p4\">For complete information about all available Medicare options, users should visit www.medicare.gov or contact 1-800-MEDICARE.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>5. No Guarantee of Coverage or Results<\/b><\/span><\/h2>\n<p class=\"p5\">We do not guarantee:<\/p>\n<ul>\n<li>Approval for any insurance plan<\/li>\n<li>Specific pricing, benefits, or eligibility<\/li>\n<li>That all available plans in your area are presented<\/li>\n<\/ul>\n<p class=\"p4\">Insurance decisions are made solely by the insurance carriers.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>6. Use of Website<\/b><\/span><\/h2>\n<p class=\"p5\">You agree not to:<\/p>\n<ul>\n<li>Use the website for unlawful purposes<\/li>\n<li>Attempt to gain unauthorized access to systems<\/li>\n<li>Provide false or misleading information<\/li>\n<li>Interfere with the website\u2019s operation<\/li>\n<\/ul>\n<p class=\"p4\">We reserve the right to restrict or terminate access at our discretion.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>7. User Submissions and Communications<\/b><\/span><\/h2>\n<p class=\"p5\">By submitting your information through forms or contacting us, you agree that:<\/p>\n<ul>\n<li>A licensed agent may contact you via phone, email, or SMS<\/li>\n<li>The information you provide is accurate and complete<\/li>\n<li>You consent to receive communications related to Medicare plans and services<\/li>\n<\/ul>\n<p class=\"p4\">You may opt out of communications at any time.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>8. Disclaimer of Medical and Financial Advice<\/b><\/span><\/h2>\n<p class=\"p5\">The information provided on this website:<\/p>\n<ul>\n<li><span class=\"s1\">Is for <\/span><span class=\"s2\"><b>general informational purposes only<\/b><\/span><\/li>\n<li><span class=\"s1\">Does <\/span><span class=\"s2\"><b>not constitute medical, legal, or financial advice<\/b><\/span><\/li>\n<li>Should not replace consultation with licensed professionals<\/li>\n<\/ul>\n<p class=\"p4\">You are encouraged to consult qualified advisors for decisions related to your health coverage and finances.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>9. Third-Party Providers<\/b><\/span><\/h2>\n<p class=\"p3\">We work with third-party insurance carriers and providers.<\/p>\n<p class=\"p5\">We are not responsible for:<\/p>\n<ul>\n<li>The performance or actions of third parties<\/li>\n<li>Policy terms, claims, or coverage decisions<\/li>\n<li>Changes made by insurance companies<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"s1\"><b>10. Intellectual Property<\/b><\/span><\/h2>\n<p class=\"p3\">All content on this website, including text, graphics, logos, and design, is the property of Medicare F\u00e1cil or its licensors and is protected by applicable intellectual property laws.<\/p>\n<p class=\"p4\">You may not reproduce, distribute, or use content without prior written permission.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>11. Limitation of Liability<\/b><\/span><\/h2>\n<p class=\"p5\">To the fullest extent permitted by law, Medicare F\u00e1cil shall not be liable for:<\/p>\n<ul>\n<li>Any indirect, incidental, or consequential damages<\/li>\n<li>Loss of data, income, or opportunities<\/li>\n<li>Decisions made based on the information provided<\/li>\n<\/ul>\n<p class=\"p4\">Your use of the website is at your own risk.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>12. Indemnification<\/b><\/span><\/h2>\n<p class=\"p5\">You agree to indemnify and hold harmless Medicare F\u00e1cil, its agents, employees, and affiliates from any claims, damages, or liabilities arising from:<\/p>\n<ul>\n<li>Your use of the website<\/li>\n<li>Your violation of these Terms<\/li>\n<li>Any false or misleading information you provide<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"s1\"><b>13. Privacy<\/b><\/span><\/h2>\n<p class=\"p3\">Your use of our website is also governed by our Privacy Policy.<\/p>\n<p class=\"p4\">We are committed to protecting your personal information and complying with applicable privacy laws.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>14. Modifications to Terms<\/b><\/span><\/h2>\n<p class=\"p3\">We may update these Terms at any time without prior notice.<\/p>\n<p class=\"p4\">Changes will be effective upon posting on this page. Continued use of the website constitutes acceptance of the updated Terms.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>15. Governing Law<\/b><\/span><\/h2>\n<p class=\"p4\">These Terms shall be governed by and interpreted in accordance with the laws of the State of California, United States, without regard to conflict of law principles.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>16. Contact Information<\/b><\/span><\/h2>\n<p class=\"p3\">If you have any questions about these Terms, please contact us:<\/p>\n<p class=\"p4\"><b>Medicare F\u00e1cil<\/b><br \/>3174 22nd St<br \/>San Francisco, CA 94110<br \/>Phone: +1 (800) 480-5152<br \/>Email: info@medicarefacil.com<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>17. Non-Discrimination Statement<\/b><\/span><\/h2>\n<p class=\"p4\">Medicare F\u00e1cil complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion.<\/p>\n<hr \/>\n<h2><span class=\"s1\"><b>18. Disclaimer<\/b><\/span><\/h2>\n<p class=\"p3\">We do not offer every plan available in your area. Any information we provide is limited to those plans we offer.<\/p>\n<p class=\"p4\">For a complete list of options, please contact Medicare directly or visit www.medicare.gov.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;5%|||&#8221; custom_padding=&#8221;0|0px||0px|false|false&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; custom_width_percent=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|800|||||||&#8221; text_font_size=&#8221;18vw&#8221; text_line_height=&#8221;0.8em&#8221; header_font=&#8221;||||||||&#8221; text_orientation=&#8221;right&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||-6vw||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||-8vw|&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;10%&#8221; animation_starting_opacity=&#8221;100%&#8221; hover_enabled=&#8221;0&#8243; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>TOS<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TOSTerms of Service (TOS) Effective Date: June 5th, 2023. Welcome to Medicare Facil (\u201cCompany,\u201d \u201cwe,\u201d \u201cour,\u201d or \u201cus\u201d). These Terms of Service (\u201cTerms\u201d) govern your access to and use of our website, services, and communications. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-5534","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/pages\/5534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/comments?post=5534"}],"version-history":[{"count":3,"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/pages\/5534\/revisions"}],"predecessor-version":[{"id":5545,"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/pages\/5534\/revisions\/5545"}],"wp:attachment":[{"href":"https:\/\/medicarefacil.com\/en\/wp-json\/wp\/v2\/media?parent=5534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}